Swan Financial has 50 underwriters that are available for all different types of purchase scenarios. This allows you to close more deals with our incredible no doc, no score , and loans with credit score down to 500 and up to 850.
15 Days or less clear to close.
Now Offering Bridge Loan Options.
We take applications from 8 am to 9 pm 7 days a week 365 days a year.
Better rates. Better Service.
VA RATES w/ZERO POINTS
30 Year Fixed Rate
6.125% (APR 6.3%)
VA RATES w/Seller Concessions of 3%*
30 Year Fixed Rate
5.125% (APR 5.5%)
CONVENTIONAL RATES w/ZERO POINTS
30-YEAR Fixed Rate
6.99% (APR 7.23%)
15-YEAR Fixed Rate
5.99% (APR 6.2%)
CONVENTIONAL RATES w/Seller Concessions of 3%*
30-YEAR Fixed Rate
5.99% (APR 6.2%)
15-YEAR Fixed Rate
4.875% (APR 4.99%)
FHA RATES w/ZERO POINTS
30-YEAR Fixed Rate
6.625% (APR 7.2%)
15 YEARS Fixed Rate
6.25% (APR 6.8%)
FHA RATES w/Seller Concessions of 3%*
30-YEAR Fixed Rate
5.125% (APR 6.0%)
15 YEARS Fixed Rate
4.75% (APR 5.46%)
Jumbo Rates – Zero Points
Maximum loan amount 4 million – Rates are the same regardless of primary home or a second /vacation home/condo
5/1 ARM
6.25% (APR 6.47%)
7/1 ARM
6.375% (APR 6.58%)
Jumbo Rates w/Seller Concessions of 3%*
Maximum loan amount 4 million – Rates are the same regardless of primary home or a second /vacation home/condo
5/1 ARM
5.875% (APR 6.1%)
7/1 ARM
6.125% (APR 6.37%)
Yard Signs and Custom Payment Flyers are available for Zero Points or 3% seller concessions
Rates are current as of 10/30/2024. Subject to borrower approval. Rates Subject to change.
*Seller Concessions of 3% of the purchase price can be applied to reduce the interest rate
FHA RATES w/ZERO POINTS
30-YEAR Fixed Rate
6.25% (APR 6.9%)
15 YEARS Fixed Rate
6.125% (APR 6.9%)
FHA RATES w/Seller Concessions of 3%*
30-YEAR Fixed Rate
4.99% (APR 6.9%)
15 YEARS Fixed Rate
4.5% (APR 5.4%)
Jumbo Rates – Zero Points
Maximum loan amount 4 million – Rates are the same regardless of primary home or a second /vacation home/condo
5/1 ARM
6.25% (APR 6.47%)
7/1 ARM
6.375% (APR 6.58%)
Jumbo Rates w/Seller Concessions of 3%*
Maximum loan amount 4 million – Rates are the same regardless of primary home or a second /vacation home/condo
5/1 ARM
6.0% (APR 6.33%)
7/1 ARM
6.125% (APR 6.37%)
Yard Signs and Custom Payment Flyers are available for Zero Points or 3% seller concessions
Rates are current as of 10/24/2024. Subject to borrower approval. Rates Subject to change.
*Seller Concessions of 3% of the purchase price can be applied to reduce the interest rate
